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After the loan is fully settled, the bank issues a document in which it waives the mortgage that was set up in its favor ("distract from the mortgage") and in which it declares the debt settled, leaving the bank to exercise any rights over the home.

This document must be delivered by the owner at the Land Registry, for the purpose of cancellation of the mortgage registration.
The cancellation of the mortgage is the last step that involves the purchase of a home using credit.

Carefully keep the building permit, the deed or the private document, the insurance policies and any other documents relating to the dwelling you purchased and the loan you have purchased.